With the snow melting and the rainy season approaching, here are some tips for keeping your basement dry and free from water damage:
Clear ice and snow: If your house is still surrounded by snow, clear away any snow that is piled up against it.
Un-clog your gutters: Icicles hanging from the gutters are usually a sign that your gutters and downspouts are clogged with ice. When gutters are clogged, rain can make its way into the house instead of flowing safely away from the house.
Check sump pumps: Test your sump pump to make sure it is working properly. Water from a sump pump should drain away from the house so that it does not flow back into the basement. It’s a good idea to have a backup pump in case the primary pump fails, and a backup battery or generator so it will continue to work during power outages.
Protect your valuables: Even if you’ve taken every precaution to keep water out of your home, the basement may still get wet. You can still avoid losses by removing rugs, electronics and other valuables from the basement floor.
Consider long-term solutions: Making long-term improvements, such as re-grading your property so that water flows away from the house, are often a good investment.
If you have any questions about your insurance coverage as it relates to wet basements, please contact us.
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Portions of this article were excerpted from Chubb.com