Our commercial insurance team has established strong relationships with the top-rated insurance carriers in our industry. Together we will identify potential loss exposures and help you implement an action plan to reduce and manage your risk. We will tailor coverage to your unique needs and implement our Annual Service Action Plan. Our goal is to provide you a comprehensive protection plan along with a superior customer service experience.
Insurance products for commercial risks:
We will design a program that protects your business from third-party claims involving your premises, operations, products, and personal and/or advertising injury.
We can help you secure the appropriate coverage for medical care and compensation for your employees, independent contractors and volunteers who are injured during the course of employment.
Commercial Auto Insurance
Cox Insurance will customize a program for any number of owned, hired, and non-owned autos used in your business operations. From one company vehicle to an entire fleet, we will ensure you have appropriate limits and coverage in place to protect your business.
Commercial Property Insurance
We want to help you identify and protect real estate and other real property and equipment from perils that range from fire to theft to lawsuits. We will also help you develop business continuity so that you can resume operations quickly should a loss occur.
Professional Liability Insurance
As a professional who operates your own business, you will need professional liability insurance in addition to a Business Owners policy. This protects against financial losses if a client alleges that you failed to use the degree of expected skill in your field and in turn cause harm or loss to an individual or business. Our commercial staff will help you put the appropriate coverage in place to protect your license, certification and reputation in your profession.
Directors & Officers Liability Insurance
If you serve as a director or officer on any non-profit or for-profit boards, your personal assets are at risk with each decision you make. We will evaluate your need for Directors and Officers Liability Insurance, which would cover your defense costs, settlements and judgments associated with potential liability claims, while also protecting your personal assets as a director or officer.