Back to the 50’s at Cox Insurance

June 23, 2015

3:00 – 7:00 p.m.

Cox Insurance Building: 
1639 Larpenteur Ave W
St. Paul MN 55113

Join us for a festive gathering during the MSRA Back to the 50’s event – the largest car show in the Midwest!

Enjoy classic cars on parade:
There will be 12,000 classic cars at the Fairgrounds and many of them cruise by our building.

Open house, bring your family and friends!

Street Food
Kids Activities

2016 Associate of the Year and Award of Excellence Winners


CONGRATULATIONS to our 2016 Associate of the Year, Tracy Olson, and our Award of Excellence winners Teresa Alfred & Sara Sorlien! Thank you for your hard work and dedication!

2016: A Year in Review

2016 was a productive year at Cox Insurance! We are proud of our achievements and we are thankful for your continued relationship. Cheers to 2017!


Habitat for Humanity Follow Up


Over the course of five days, nearly 100 staff, clients, colleagues and friends made significant progress on our Habitat for Humanity house in St. Paul. Through hard work, a willingness to learn new skills (and a lot of laughs) we truly strengthened our community.

Thank you to everyone who participated!

The nuts and bolts:

• 752 person hours provided by Cox Insurance volunteers

• Projects included: Garage framing, indoor insulation and drywall, exterior siding, porch trim, radon mitigation and more.

• 92%of Habitat partner families say their lives are better after moving into their homes.

• The average Habitat partner family lives in a Habitat home for 29 years!


If you would like to learn more about Twin Cities Habitat for Humanity, please visit

Cox Insurance provides Home, Auto, Liability and Commercial insurance that exceeds expectations. For a personalized quote, visit

Cox Insurance Employees Donate 513 lbs of Food


In September, the Cox Insurance Culture Committee organized a food drive in support of Second Harvest Heartland. Over the course of three weeks, employees brought in donations with the goal of reaching 150 lbs of food.

When the results were totaled, we ended up with 513 lbs of food and groceries in addition to $275 in cash donations. We are so proud of our caring staff who carry out our core value of giving back to the community!

Cox Insurance + Habitat for Humanity


Cox Insurance has partnered with Habitat for Humanity to build an affordable home that will benefit a hard-working, low-income family in the Twin Cities.

We hope you will join us!

The build will take place the week of October 10-13, 2016.

Interested clients and friends of the agency please register here »

What to Expect

  • The build will take place in St. Paul (exact location pending)
  • Full day participation required – 8:30 a.m. to 4 p.m.
  • We welcome all levels of skill and experience! All necessary training is provided on-site.
  • Lunch and refreshments provided by Cox Insurance
  • Questions? Contact Bron at or at 651-647-0001

We hope that you are able to participate in this rewarding experience that truly strengthens our community. Thank you in advance!


Learn more about Twin Cities Habitat for Humanity at

Severe Weather Best Practices

Severe weather can cause a lot of damage from lightning, trees and water. Here are a few safety tips and best practices:

1) Buy, rent (Home Depot, Lowes, etc.) or borrow (from a family member or friend) a backup generator to restore power so you can maintain lighting and other core utility services.

2) If you have water in your basement due to sump pump failure or overflow – do everything you can to prevent further damage by moving contents to an unharmed area of your home and utilize fans to mitigate any possible mold issues. It’s critical to call an emergency restoration company ASAP to help assist if the water is significant. You have coverage for this up to your sump and sewer back up limits on your homeowners policy.

3) If you have damage to your roof, siding or windows – do everything you can to protect the damaged area to prevent future damage. This is the duty of the homeowner.

4) Take pictures – your insurance company will do everything they can to get onsite in the event of a claim but due to volume it may take a couple days.

5) If you have damage caused by a tree – it may be wise to have a licensed tree contractor out ASAP to mitigate any future property damage or bodily injury.(*Your insurance company will generally only pay for debris removal up to your policy limits for those areas impacted by a covered loss.)

6) If you light candles be sure you monitor them closely as they are a very common cause for major fire losses in a home.

Preventative measures

1) Look into a sump pump emergency/battery backup. This could save thousands of dollars in the future.

2)Do you have an alarm in your home? Contact your local provider and ask about cellular or battery backup so if the power does go out – your home is still secure and safe.

3) Develop a list of trusted contractors for emergency situations so in advance you are prepared for any situation.

Cox Insurance Welcomes Two New Partners


On June 1, 2016, Cox Insurance Associates added two new partners – Alex Kuettel and Hanna Cox. They join Ric Cox, Taylor Cox, Kevin Schroeder, and Ryan Wagenman as shareholders.

“We see value in bringing young, educated, and dedicated professionals on as partners,” said Ric Cox, Principal. “Hanna and Alex bring enthusiasm and fresh ideas, and their presence makes us a better organization.”

Alex Kuettel has served as an Advisor at Cox Insurance. He recently received the prestigious Certified Advisor of Personal Insurance (CAPI) designation from the Wharton School of the University of Pennsylvania and Chubb Personal Insurance. Alex is a respected leader within the firm and a trusted resource for his clients.

Hanna Cox serves as an Advisor and Account Executive at Cox Insurance. She has a broad background and experience in risk management. In addition to her insurance duties, Hanna is co-chair of the agency’s marketing committee, heads the agency’s community-based charitable initiatives, and is the art curator of the building’s 1639 Gallery.

“As the insurance industry evolves, our commitment remains the same — to always have the customer at heart,” said Taylor Cox. “We want to continue to be at the forefront of finding new ways to serve the changing needs of our clients and we feel the best way to do this is investing in our people.”

Uber, Car2Go and Insurance

With the growing popularity of ride-share (Uber, Lyft) and car-share (Car2Go) companies, it is important to know your potential insurance risks.

As a ‘ride share’ driver:
The moment your app is online, you are operating ‘for hire.’ This is an exclusion on most personal auto policies.

Ride-share companies do provide coverage for their drivers, but it can vary. For example, Uber provides $1M in liability coverage for their drivers once they have either accepted a ‘trip’ and/or when they have a passenger in the vehicle. However, they provide very limited coverage while the app is online and you do not have a route or passenger.


As a ‘ride-share’ passenger:
Most ride-share policies provide $1M in Commercial Liability and $1M in Uninsured/Underinsured Motorists coverage. According to Uber, their policy has “up to $1 million per incident for bodily injury or property damage to passengers.”

It is also likely that your own personal auto policy medical or personal injury coverages would apply.

When using a car-share service:
When you rent from a car-share like Car2Go, your rental fee includes their very minimal level of car insurance. Your personal auto policy coverage would likely also apply as it would be considered a rental car.


Information from this article was gathered from:

Information may vary based on your carrier, state and policy. Please contact your Cox Insurance team for more specific information.

March Madness Pet Playoffs

In honor of March Madness, the Culture Committee at Cox Insurance has launched our first ever Pet Playoff. This bracket style tournament pits our staff’s pets against one another using the only meaningful measure: CUTENESS!

Matches we are keeping our eyes on include Culture Committee’s Bad Blood match: Tetra v. Brady! We also had a round one Cat Fight between Mina and Pippi! Then, of course there is the matchup of Bodo and Parking Lot Squirrel (PLS). Does Bodo have it in the doggie bag, or will PLS be a sleeper hit?

Stay tuned for the results!