Personal Insurance

We understand your life is busy and your needs change from year to year. For the past 60 years, we have designed and maintained insurance plans that protect what you have worked hard for and can be altered to meet your family's changing needs. Our annual renewal contact with our clients is designed to proactively assess current market conditions and coverage levels and provide appropriate changes that will give you the most optimal coverage at the best value.

We partner with our clients to understand what is most important to them and develop a tailored program with the flexibility to grow and change. In addition, we leverage long-standing relationships with our carriers to provide you with the most comprehensive packages available.

How we protect you:

Homeowners Insurance
Cox Insurance Associates provides insurance protection for residential and seasonal homes, rental properties and condominiums or townhomes. This also extends to properties undergoing construction and renovation.

Car Insurance
We provide broad coverage including liability, physical damage, agreed value, and personal injury protection for standard, high-value and specialty automobiles, as well as classic cars. We also work closely with our growing families and their youthful drivers to help them understand the responsibilities of their new driving privileges.

Boat Insurance / Recreational Vehicle Insurance
As you seek to cover your boats, ATVs, snowmobiles and wave runners for their value and liability exposure, our experience will be invaluable as we ensure you have the appropriate amount of coverage in place.

Insuring Valuables & Private Collections
We can insure all of your collectibles, including jewelry, fine arts, sports memorabilia, guns, silverware, furs, and wine collections. Our carriers offer either individual scheduling of your valuables or using a blanket limit to suitably cover your items. We will work with you to determine which is the best option for you.

Umbrella & Excess Liability
Cox Insurance will help you secure a proper umbrella limit that adequately protects your current net worth, as well as your future earnings. We will also guide you through asset protection if you have additional liability exposures, such as non-profit Directors and Officers liability, or domestic employee exposures.